Terms and conditions
Read these terms carefully before you access the following website. By accessing the website, you indicate that you agree with and are bound by the terms below. Individual documents and parts of the website may include special terms to be applied in addition to these terms. The use of the bank services otherwise accessible via the internet are governed by special service agreement terms.
The contents of this service and the website are provided on an "as is", "as available" basis. The service provider does not make any warranties about the website or its contents. The service provider reserves the right to update the website and to discontinue access to the website at any time. The service provider shall not be liable for any expenses, losses or damages arising out of the use of the website even if the service provider or its representative had known about a defect in the service.
The website may include services provided by Nordea Bank AB (publ) (hereinafter Nordea) or other companies belonging to the Nordea Bank AB (publ) group. All companies belonging to the group may in this connection be called service providers. Information about the Nordea Bank AB (publ) group and the group companies is available under the menu-item “About Nordea”.
Information on the primary service provider
|Name||Nordea Bank AB (publ)|
|Corporate registration number||516406-0120|
Other service providers
The website may also contain services provided by other companies within the Nordea Bank AB (publ) group, or by external companies. Similar information on other companies within the Nordea Bank AB (publ) group is available, e.g., through the following links:
Information concerning other service providers can be found in the service agreements or other material published by the service providers.
Restrictions on the use of the website and on making binding transactions
The information on the website shall not under any circumstances be considered as advice or a request to buy or sell or a recommendation by any of the service providers, unless Nordea expressly notifies to the contrary. This applies to all jurisdictions where the law does not allow the making of offers or recommendations or giving advice. The Site and the information contained therein are directed exclusively to Finland, Sweden, Norway, Denmark, Estonia, Latvia and Lithuania, unless otherwise expressly agreed or notified. The information on the website shall not be considered as a binding offer made by the provider of such information, unless otherwise expressly specified in connection with such information. Information on the website does not constitute an offer to sell or buy securities or other financial instruments nor advice or a recommendation to take such an action. Legally binding transactions with a company within the Nordea Bank AB (publ) group are always based on a separate service agreement.
Nordea may give advice concerning investments or taxation on the website. Nordea shall not be liable for any loss or damage caused or action taken on ground of Nordea´s advice.
Nordea Bank AB (publ), organisation number 516406-0120, is the controller of the personal data processed on nordea.com.
Personal data which you provide when you fill in a form (e.g. a request for information or a subscription) on nordea.com, or which are otherwise registered in connection therewith, are processed by the bank for preparation and administration of the affected service or product. Personal data can moreover form the basis of market and customer analysis, business follow-up, business- and method development and risk management. Personal data may also be used for marketing purposes unless you have declined receipt of direct marketing material.
Nordea will not surrender the data to any third parties, unless there is a legal obligation to do so. Personal data may, however, within the limits for the current confidentiality regulations, be processed by another company in the Nordea Group or by another company with which the Nordea Group cooperates. Nordea will not, in any way, allow such processors to utilise the data for anything else than purposes defined by Nordea.
At the moment a US-based company, Webtrends, processes personal data on behalf of Nordea. Webtrends is a global leader in web statistics collection and in order to secure privacy protection they comply with the European Commission’s Directive on Data Protection (October 1998) through the Standard Contractual Clauses approved through the EU Commission Decision 2010/87/EU of 5 February 2010.
You may request information about the personal data relating to you that is processed by Nordea by submitting a written request to Nordea Bank AB (publ), Personuppgiftsansvarig, 105 71 Stockholm. You may also request rectification of erroneous or misleading data by contacting Nordea at the above address.
A cookie is a small text file that is stored on your hard disk by the website you visit. The text file contains information and is, among other things, used for supporting the visitor's use of the relevant website.
There are two types of cookies. The first type, which is called a persistent cookie, stores a file on your hard disk for a certain period of time. The other type, which is called a session cookie, is only stored temporarily during the time you visit a site.
At Nordea we use both types of cookies to help us make our visit statistics more reliable and to increase the functionality for our users.
A condition for being able to use Nordea's internet services is that you have accepted the use of session cookies. These cookies enable you to carry out your banking transactions in a simple and smooth way and will disappear when you log off Nordea's services.
If you do not want to accept cookies, you can change the security settings of your browser (Internet Explorer, Firefox, Chrome etc). Please note that if you do not accept cookies, you cannot make your banking transactions via Nordea's internet services.
Information provided by a third party
The links provided on the website are meant for informative use only. The service provider is not liable for any material provided or published by a third party even if such material can be accessed through a link on the website. Such third parties shall publish on their own sites the information on them required by legislation, and the service provider is not liable for any missing or inadequate information.
Email on the internet
The users of the website are reminded that the confidentiality of email messages sent via public network cannot be guaranteed. The users shall avoid forwarding personal data or other confidential messages to Nordea via email. Nordea or other service providers are not liable to carry out orders or instructions submitted via public email. Nordea is entitled, if requested by the customer, to provide general information via email to the email address defined by the customer. Nordea shall not be liable for losses or damages occurred by any disappearance or transformation of such a message.
Copyright and trademarks
Companies belonging to Nordea Bank AB (publ) group or third parties, if expressly specified, retain the ownership, copyright (c) and all other immaterial rights of the website. All rights are reserved in all countries. The publication, reproduction, transfer or storage of the contents of the website in whole or in part is forbidden unless the holder of title, copyright, title or other immaterial right has granted permission for such an action. The prohibition does not apply to storage on a computer or printing for personal use only. The contents may be quoted according to the applicable copyright legislation. When the contents are quoted the source shall have to be indicated. The trademarks or logos included on the website may, however, not be reproduced, published or distributed without Nordea's written permission.
Finnish, Swedish, Norwegian, Danish, Estonian, Latvian and Lithuanian law shall be applied to these terms and conditions, according to in which of the mentioned countries the customer enters the website. Separate provisions on the applicable law are located on the sites of the companies belonging to the Nordea Bank AB (publ) group.
Important information for US Persons
The offering, sale and/or distribution of many of the products or services described on this website are not intended to any US Persons. If you intend to obtain any product or service from Nordea that is described on this website, you must first inform Nordea whether you are a US Person.
This website and its respective contents do not constitute an offer or invitation to purchase or subscribe for any securities or a solicitation of any offer to sell any securities to US Persons. Any brokerage and investment advisory services described herein are not intended for US Persons. Furthermore, any solicitation on this website of banking services (including accepting and/or soliciting deposits), insurance services, mortgage and/or consumer lending services or credit card services is not intended for US Persons, who are physically in the US.
“US Persons” are generally defined as a natural person, residing in the United States or any entity organized or incorporated under the laws of the United States. US Citizens living abroad may also be deemed “US Persons” under certain rules.
Nordea does not accept any liability whatsoever for any loss howsoever arising from any use of this website or its respective contents or otherwise arising in connection therewith. Nordea cannot be held responsible for any damages or losses that occur from transactions and/or services in violation of the relevant rules of the purchaser’s home jurisdiction.